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Individual Account - Rs.108/- Per instrument Rs 315060/-Д®CS Charges for debit CLEARING (Only for Corporate Bodies/ Institutions)Дebit Clearing ->Rs 4/- per transactions + RBI/NPCI or Destination charges, if any, Minimum Rs 2890/. Rs 4 per entry + RBI/NPCI or destination bank Charges if any Min. Rs 5 per entry + RBI/NPCI or destination bank Charges if any Above 10,000 upto 1 lac entries per occasion. No charges to individual beneficiaries accountДў.

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Rs.1100/- (to be returned after 25 days from due date)Д¬harges for free delivery of documents (under collection of bills) or to be returned back as unrealisedДЇull commission as per collection of bills. Size of each packet / box should not exceed 8000 cc However, charges prescribed under 'Collection of outstation cheques' (item 1 above) are inclusive of postal/courier charges etc.Д«) In case of cash transactions for collection of cheques/bills an additional charge of 30% over the prescribed rate to be charged.Д¬) In case of cheques and bills collected through another bank, both banks recover 50% of their respective collection charges.Д¬harges for presentation of usance bill for acceptanceД¬harges for change of instructions (for both usance and demand bill) per occasionД¬harges for storing Post Parcel (subject to availability of space).

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Rs.215/- plus returning charges (pocket expenses).ДЄ) Actual postage cost/telegram charges and other out of pocket expenses are to be recoverd in addition to the prescribed charges. Rs 177/-(For Senior citizens,10% rebate ) + out of pocket expenses or 50% of collection charge whichever is higher. Local cheques for presentation directly at the drawee bank Note : In Basic Savings Bank Accounts, charges for cheques returned unpaid shall be restricted to 25% of normal bank charges. 10.00 lacsД¬heque above Rs10.00 Lac upto Rs. (For Senior Citizens 10% rebate)Д¬heque above Rs1.00 Lac upto Rs. Handling Charges for Cheques/Bills returned unpaid (Per Instrument/Per Occasion) *Charges to be shared on a 50:50 basis by Drawee and Presenting bank plus out of pocket expenses Service (Processing) charge for local clearing (through clearing house) from member banks. Rs.177/- per instrument inclusive of all chargesД«ranches should make use of speed clearing/National Clearing wherever available and levy charges as per the rates mentioned above.

However bank shall collect normal collection charges and out of pocket expenses as applicable.Д¬ollection of high value cheques i.e above Re.1 lac per cheque presented in speed clearing.

In case of loan/advance account the rate will be 2% per annum above the rate applicable to that credit facility. Interest shall be recoverable from the customer for the period the bank remained out of funds at the rate applicable for overdraft limit sanctioned for individual customer. Interest wherever applicable would be charged on the notional over drawn balance in the account, had credit not been given initially. In case of return of instant credit instrument unpaid the customer will not be charged any interest from the date of immediate credit to the date of return of instrument unless the bank had remained out of fund due to withdrawal of fund. Branches should use electronic mode like RTGS/NEFT (whichever available) to remit proceeds to the collecting bank/branch.ДЈ. In case of local cheques purchased, a flat rate of Rs. Besides normal collection charge as per item no.1 shall be realised. In case of outstation cheques purchased and credited to customers account interest amount for the period bank remains out of fund shall be realised at the rate as per terms of sanction/clean OD rate as applicable. courier charges, out of pocket expenses etc.